At Brooklyn Brainery, 190 Underhill Ave, Brooklyn NY 11238

Most of us have many more financial goals than cash to spare. So deciding what to do with your paycheck after you've covered your basic expenses can be tough. After all, debt can be costly, but not having some savings puts you in a position where you can easily rack up more expensive debt. Where does retirement savings fit into the picture? What's the best use of a tax refund? Should you pay off your student loans before worrying about retirement?